Information, instructions and tips on the FileMaker-based ERP software gFM-Business with ERP, billing and CRM for Mac, Windows and Apple iPad as well as the freeware billing program gFM-Business free.
Digitisation is currently on everyone’s lips in Europe, because by international standards many small and medium-sized enterprises are on a technically outdated level. Industry 4.0″ opens up many additional attractive future potentials with exciting business models and new markets. According to the KfW banking group, almost 50 percent of all medium-sized companies invest less than EUR 10,000 a year to drive digital change. Only one fifth of the companies surveyed have a digitization strategy at all. According to information from a ZEW study, the main reason for the sluggish investments lies in unsecured financing. According to this study, despite a high equity ratio, 77 percent of digitization projects are financed from current income, with bank loans playing practically no role. (more…)